Your business is important to you. As a business owner you have a lot to protect and a lot to think about. Front Street Insurance Group takes the time to analyze your business’s insurance and risk needs. We will also develop a plan that is customized to your own specific situation. Commercial General Liability, Commercial Property, Commercial Flood, Business Income and Extra Expense, Business Auto, Professional Liability, to name a few.
Commercial Insurance Coverage
LESSOR'S RISK ONLY (LRO) INSURANCE
If you own a shopping center, office building, apartment building, warehouse, or retail building and lease he space to others, this is the type of insurance for you. Also known as Landlord's insurance, this is a specific type of property and liability coverage designed for building owners.
COMMERCIAL GENERAL LIABILITY INSURANCE
A standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability.
Insurance that covers your building, and the building's contents including inventory, equpiment, furniture and the like from covered losses.
BUSINESS OWNERS POLICY (BOP)
For small businesses without specialized risks, a Business Owners Policy (BOP) can offer the basic property and liability coverage the client needs. BOPs are prepackaged policies suitable for many small to medium sized businesses. These policies typically combine Commercial Property, Commercial General Liability and Business Income and Extra Expense policies. By packaging coverages together, the client will be afforded convenience and savings.
COMMERCIAL PACKAGE POLICY (CPP)
If your company is growing in size and complexity, or if you have specialized needs a Commercial Package Policy (CPP) may be the perfect fit. Similar to BOPs, the CPP bundles coverages together so that the client will realize convenience and savings. CPPs are available for a wide range of businesses, and can be better customized to the specific needs of your business.
BUSINESS INCOME & EXTRA EXPENSE
This policy covers loss of income suffered by a company when damage to its premises by a covered cause of loss causes a slowdown or suspension of its business. Coverage applies to loss suffered during the time required to repair or replace the damaged property. It may also be extended to apply to loss suffered after completion of repairs for a specified number of days. Extra Expense coverage allows the insured to move to a temporary location while repairs are completed or rent temporary equipment, etc.
This type of insurance covers professionals such as engineers, accountants, lawyers and physicians against negligence and other claims filed by their clients. This type of coverage is needed by professionals who have expertise in a specific area because general liability insurance policies do not offer protection against claims arising out of business or professional practices such as negligence, malpractice or misrepresentation.
This type of policy covers a company's use of cars, trucks, vans and other vehicles for use in its business. Coverage can include vehicles owned or leased by the company, hired by the company, or employee-owned vehicles used for business activities.
Greg started Front Street Insurance with over 13 years of insurance experience throughout the state of Florida. Prior this, he owned and operated Banks Insurance Group, Inc., an independent insurance agency. Through this company, Greg built lasting client relationships through his consultative, friendly approach.
Greg is a graduate of the University of Florida with a degree in advertising. Prior to his insurance career, Greg worked in advertising and marketing. He was the Director of Marketing for a South Florida telecommunications company. Greg decided to move back to Gainesville in 2006. Before starting Banks Insurance Group, he owned and operated Banks Claims Services, Inc., an independent insurance adjusting firm, where he investigated claims for several insurance companies and traveled extensively throughout Florida.
Whether you need home insurance, condo insurance or rental property insurance, Front Street Insurance Group can assist you every step of the way. The Companies we represent, such as: St. Johns Insurance, UPC Insurance, Heritage Insurance, Florida Peninsula, are the very best in the industry so you can rest assured that your most valued property will be covered.
Auto Insurance - SUV, sedan, sports car, pick up, work truck, compact? Every car is different as is every driver. There are many coverage options to choose from, and every option can be tailored to your specific need. Front Street Insurance Group has partnered with the best insurance companies to be able to offer our clients the very best choices.
Insurance Companies We Work With
You can contact your insurance company directly to make a payment. Click on Insurance Company's logos to be taken to their website!